0% Interest Free Finance Available

We want to help you to be able to create the bedroom of your choice to Sleep and Snooze in! So whether you're looking for a new mattress, bed frame or the perfect room set, you can spread the cost with V12 Finance interest free credit payment options.

  • 0% APR representative on all orders of £500 or more
  • Pay monthly from £25 per month
  • Spread the cost over 6, 10 or 20 months
  • No deposit required

Credit provided is subject to status and affordability, terms and conditions apply.

Representative Example*

Item Value £500
Deposit £0
Total Amount of Credit                                               £500
Agreement Duration 20 Months
Annual Rate of Interest 0%
Representative APR 0%
20 Monthly Payments £25
Total Amount Payable £500

Pay as little as £25 a month interest free!

Finance payment options are designed to suit you and your monthly household budget.

The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered. Read on to find out if you're eligible for pay monthly beds and mattresses.

Who can apply?

To apply for finance with V12, you'll need to be:

  • 18 years or older
  • A UK resident for 3 years or more/permanent UK resident
  • Able to make regular repayments by Direct Debit
  • In regular employment (minimum of 16 hours per week) including self-employment, or in a permanent residence with your spouse/partner who's in regular employment
  • Have a debit card or credit card in your name and registered to your address and have a bank or building society current account

Please note that the billing address on your finance application must match your delivery address.

Is finance available on all orders?

Interest free finance is available on orders £500 or more. Please note, finance is not available on orders with clearance or ex-display lines.

How to apply

Applying online is quick and easy! Follow the steps below:

  • Simply browse our beds and mattresses, and add your chosen products to your basket
  • Make sure your basket is £500 or more
  • Continue to our secure checkout
  • Fill in your details and delivery details
  • Under payments options, select "V12 Finance" and then choose 6, 10 or 20 months
  • Start your application!

Remember to have all the information noted in the 'Who can apply?' section. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered.

Please note, you have the right to return faulty products within 30 days.

Who provides the finance?

Dreams Limited T/A Sleep and Snooze, Knaves Beech Business Centre, 14 Davies Way, Loudwater, High Wycombe, HP10 9YU, Company Number 08428347 are authorised and regulated by the Financial Conduct Authority, FRN number 679952.

We act as a credit broker and not the Lender and only offers financial products from Secure Trust Bank PLC trading as V12 Retail Finance. Secure Trust Bank PLC trading as V12 Retail Finance are Authorised and regulated by the Financial Conduct Authority, registration number: 204550. Registered office: One Arleston Way, Solihull, B90 4LH. Credit provided is subject to status and affordability, terms and conditions apply.

Need help?

Please contact us if you have any questions.

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